Changing Patterns XXI: Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts, 2013 - December 15, 2014

In its twenty-first annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, in Massachusetts, and in each of the state’s thirty-three largest cities and towns. Specifically, the report examines:

  • The Level and Composition of Mortgage Lending
  • Borrower Race/Ethnicity and Income
  • Neighborhood Race/Ethnicity and Income
  • Denials of Mortgage Applications
  • Lender Activity
  • Legislative and Regulatory Developments

In addition to the data in the report, MCBC is also providing data on all Massachusetts cities and towns in a set of on-line tables. Changing Patterns XXI was prepared for MCBC by Jim Campen, Professor Emeritus of Economics at UMass Boston.

To read abstract click HERE.
To read full report click HERE.
To see supporting data tables click HERE.