Lawrence CommunityWorks (LCW) is a nonprofit community development corporation and a growing network of over 4,500 residents and other stakeholders dedicated to revitalizing the physical, economic, civic, and social landscape of Lawrence, Massachusetts. LCW’s Homeownership Center strives to help homebuyers and homeowners obtain long-term financial success and stability in homeownership by providing comprehensive education, information and guidance and support that helps homebuyers and homeowners make sound and informed decisions about their most important asset, their home. LCW is approved by the U.S. Department of Housing and Urban Development’s (HUD) Housing Counseling Program, MassHousing Finance Agency, Massachusetts Housing Partnership (MHP), and is a member of NeighborWorks America, the National Council of La Raza (NCLR), the United Way, and the MA Homeownership Collaborative. LCW’s Homeownership Center offers a variety of workshops, including homebuyer seminars, HomeSafe Post-purchase seminars, Foreclosure Prevention, Landlord Training, Financial Literacy and Wealth Building, as well as personal housing and financial counseling for homebuyers and homeowners. Also offered is our Individual Development Account Programs (IDA), a matched-savings program where funds can be utilized toward a home purchase. Register directly online @ https://crm.nonprofiteasy.com/4967/Pages/Events/#/Details/12659//
Our website is https://www.lawrencecommunityworks.org
In this workshop you will learn about:
- The home purchase process/ all the steps are covered
- Obtaining a mortgage & special mortgage programs (MHP One, MassHousing, etc.)
- Down Payment Assistance programs & Lottery Properties
- Real estate process
- Legal process in home buying, Homestead Act and ownership types
- Budgeting and credit
- Insurance on your home
- Fair housing Multi-Family considerations
- Lead Paint & MassHousing Get the Lead Out Program
- Successful Home Ownership
We will have professionals from various fields share their expertise. These include a real estate agent, lender, speakers from MHP and MassHousing, attorney, home inspector and insurance agent.
This workshop is approved by HUD, MassHousing, MHP One Mortgage and other lenders/ loan programs. This certificate will allow access to down payment assistance programs, lottery properties and lender first time home buyer programs for those who qualify.This certificate is valid in all of Massachusetts.
Upon completion of the course participants can meet with a HUD certified Housing Counselor for a credit and home readiness evaluation which comes with a free tri-merge credit report. (A $21.81 value per person.) There is no cost to meet with our counselor.
**Please note that this seminar will be held live through Zoom. The participants are required to have a camera, keyboard, microphone and audio to "attend" the event.